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Reviews and Ratings

  • 5.0/5.0

    Harold J Dane III was referred to my husband and I by another professional. We feel blessed to have met such a great attorney with wisdom, knowledge and integrity. He is professional and to the point, and yet still offered coffee & gum with...
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    — Client

  • 5.0/5.0

    Jack Dane was excellent in navigating through some difficult financial and divorce negotiations. He is very skilled and highly recommend him.

    — Client

  • 5.0/5.0

    Jack did a wonderful job with a very difficult family farm bankruptcy. The outcome was exactly what we wanted and we were able to save the family farm. He did an excellent job and I would highly recommend him. He and his team provide time...
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    — Client

  • 5.0/5.0

    We hired Mr. Dane for our bankruptcy. He has done a great job. It was easy to schedule appointments and he was extremely helpful to discuss the process and answer any questions that we had. We would highly recommend him to our friends an...
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    — Client

  • 5.0/5.0

    Mr. Dane was very knowledgeable and thorough on my case. He led me in the right direction. I highly recommend Mr. Dane.

    — Client

Iowa Chapter 13 Bankruptcy Attorney Helps Consumers Keep Their Homes

Bankruptcy lawyer guides clients in the Davenport area through the repayment process

If you are employed with a steady income, but are still struggling with overwhelming debt and falling behind on your mortgage, H. J. Dane Law Office can help you get relief and save your home. Chapter 13 bankruptcy allows debtors to pay off a portion of their debts in installments over a three-to-five year period under a court-ordered repayment plan and have the remainder of their qualifying debt discharged. Filed individually or jointly with your spouse, Chapter 13 bankruptcy resembles loan consolidation that lowers your monthly payments to a manageable level. With extensive experience in this area, I can help clients in the Davenport area and throughout Iowa file Chapter 13 quickly and efficiently. Once you have filed for bankruptcy, your creditors must immediately stop collections efforts, including harassing letters and phone calls.

Iowa Chapter 13 counselor helps you avoid home foreclosure

One of the many advantages of a Chapter 13 filing is that you can save your home from foreclosure. A court-issued automatic stay stops foreclosure as soon as you file your Chapter 13 petition. You can then cure your delinquent mortgage payments over your repayment period. Chapter 13 requires you to develop a plan with a reasonable schedule for bringing your past-due payments current, allowing you to keep your home. H. J. Dane Law Office has experience with foreclosure matters, and I put my knowledge to use to protect your home during the bankruptcy process.

Advocate helps with lowering debt payments and protecting co-debtors

A Chapter 13 plan restructures your secured debts so that you can pay them over a longer period, often in lower payment amounts. In addition, it may be possible to protect co-signers of certain loans so as to avoid putting business partners and family members at risk of loss from your bankruptcy. I do a complete analysis of your financial situation to develop strategies and identify your best filing options.

Contact an experienced bankruptcy attorney in Iowa

Don’t let crushing debt drive you out of your home. Chapter 13 can protect your home, lower your monthly expenses, and allow you to discharge qualifying debt. Call H. J. Dane Law Office at 563-723-7053 or contact my Davenport office online to schedule your bankruptcy consultation.